Sending money home from the UK — my comparison of Wise, Remitly and Aspora after two years

My honest assessment after two years of regular transfers:nnWise:n

• Best for transparency — you see exactly what rate and fee before you commit
• Uses the mid-market exchange rate (the “real” rate)
• Best for larger transfers where the rate matters more than speed

nnRemitly:n

• Fastest for urgent transfers — sometimes within minutes
• Promotional rates on first transfer — check current offers

nnAspora:n

• Consistently best rate for transfers to India specifically
• Slightly less intuitive interface

nnAll three are vastly better than any high street bank.nnUKBuddy International Money Transfer Comparison