Switching from a traditional bank to Monzo reduced my financial anxiety significantly

What changed:n

• I could see exactly where every pound went in real time
• Automatic spending categories stopped me being surprised at the end of the month
• Knowing my balance accurately removed constant low-level anxiety about whether I could afford things

nnWhat I now recommend:n

• Open Monzo or Starling as soon as you arrive — both open entirely from your phone
• Set up a weekly budget in the app
• Use a separate savings pot for your rent — paid in automatically on payday if you work

nnUKBuddy Banking Guide for International Students